Last month’s Supreme Court ruling upholding the Affordable Care Act paves the way for health care reform to move forward.
Resources are now available to help clarify what it means for
aquatics professionals and discussions are ongoing in Aquatics
International’s online network.
Aquatics International will be covering this important
topic more fully in upcoming reports.
Meanwhile, here’s a thread from a post on the AI Linkedin Group:
Are others concerned about an issue with the Affordable Health
Care Act that could significantly impact aquatic facility operators
both public and private?
The Affordable Health Care Act requires that applicable large
employers, or those employers who employ 50 or more full time
employees or full time equivalents in a given month offer each full
time employee health insurance and absorb at least 60% of the
premium or face monetary penalties.
If an employer has over 200 employees, (full time + full time
equivalents), they would be required to automatically enroll
eligible employees who work over 30 hours per week. During the
season, it is logistically impossible to keep a large majority of
staff below the 30 hour work week requirement considering that this
same staff does swim lessons, works parties and special
This includes qualifying high school and college-age employees who
are usually on Mom and Dad’s policy. The employer would then
have to approach each enrolled employee to determine if they would
elect to opt-out of coverage. Once the employee elects to opt-out
because they already have health insurance coverage, the employer
would then have to administratively remove them from the sponsored
health insurance plan.
As an example, we hire 1,500 lifeguards for primarily summer
employment, in the off season we shrink down to 15 employees and
thus are far below the threshold for offering health care, but
factoring in the 1,500 as FTE’s and then the issue becomes
A pool season is generally 100 days long but the pre and post
season needs to operate the facility cause us and others who
operate pools to exceed the 120 days allowed for seasonal
How are you planning to cope with this issue?
Stay tuned to Aquatics International and AI Connect for
more information and discussion.